{"id":14291,"date":"2026-10-14T10:55:30","date_gmt":"2026-10-14T10:55:30","guid":{"rendered":"https:\/\/houseofstudent.com\/juice\/?p=14291"},"modified":"2026-10-14T10:55:32","modified_gmt":"2026-10-14T10:55:32","slug":"how-to-open-a-bank-account-in-australia-as-an-international-student","status":"publish","type":"post","link":"https:\/\/houseofstudent.com\/juice\/student-success\/how-to-open-a-bank-account-in-australia-as-an-international-student\/","title":{"rendered":"How to Open a Bank Account in Australia as an International Student"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14291\" class=\"elementor elementor-14291\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68fad1e8 e-flex e-con-boxed qodef-elementor-content-no e-con e-parent\" data-id=\"68fad1e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64e24136 elementor-widget elementor-widget-text-editor\" data-id=\"64e24136\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A local bank account makes the first few weeks in Australia much easier to manage. You can receive wages from a part-time job, pay rent and bills, move money from overseas, and use an Australian debit card without putting every purchase through your home-country account.<\/p><p>International students have access to the same major banking networks used by Australian residents, and several banks let new arrivals begin the application before they fly. The process itself is fairly simple once your identity and visa details are ready. What changes from bank to bank is when the account becomes fully usable, whether you need to visit a branch, and what fees apply.<\/p><p>This guide explains <strong><b>how to open a bank account in Australia<\/b><\/strong>, what documents to prepare and what to check before choosing an account.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13ce63f elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"13ce63f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__13ce63f\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__13ce63f\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__13ce63f\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b78e8a elementor-widget elementor-widget-text-editor\" data-id=\"6b78e8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2><strong><b>What Is Required to Open a Bank Account in Australia?<\/b><\/strong><\/h2><p>Banks have to verify the identity of anyone opening an account. An international student will normally need a passport and may also be asked for visa, enrolment, Australian contact and tax-residency information. The exact combination depends on the bank and how long you have been in Australia.<\/p><p>The source material notes that newly arrived international students may be able to use their passport as the primary identification document during the initial arrival period. Pasted markdown<\/p><p>It is sensible to have the following ready:<\/p><ul><li>a valid passport;<\/li><li>Student Visa details;<\/li><li>Confirmation of Enrolment (CoE);<\/li><li>an Australian residential address;<\/li><li>an Australian mobile number; and<\/li><li>your overseas Tax Identification Number, where applicable.<\/li><\/ul><p>A Tax File Number, or TFN, is separate from the basic identity check. You do not normally need a TFN simply to open an everyday transaction account. Giving your bank your TFN is still worth doing once you have one, particularly if the account earns interest. Pasted markdown<\/p><p>Students who have already arranged <strong><b>Student Accommodation Australia<\/b><\/strong>\u00a0before arriving will also have an Australian address available for banking, correspondence and card delivery.<\/p><h3><strong><b>The Identity Check<\/b><\/strong><\/h3><p>Australia&#8217;s banks operate under anti-money laundering and identity-verification rules, so opening an account is not anonymous. Banks may verify documents electronically or ask the customer to complete the process at a branch.<\/p><p>Older banking guides often describe this simply as a &#8220;100-point check&#8221;. The practical point for a new student is much simpler: <strong><b>bring your original passport and keep your visa and enrolment information accessible<\/b><\/strong>.<\/p><p>Someone who opens an account online before travelling may still have to show identification after landing before withdrawals and other account functions are unlocked.<\/p><h2><strong><b>Can You Open a Bank Account in Australia If You Don&#8217;t Live There?<\/b><\/strong><\/h2><p>It can be possible to <strong><b>open a bank account Australia application before becoming an Australian resident<\/b><\/strong>, particularly if you are moving there to study or work.<\/p><p>Some banks have migrant or international-arrival application processes that can be started shortly before travel. The account may receive a BSB and account number before you arrive, which can be useful if you want to transfer money into Australia ahead of your move. Pasted markdown<\/p><p>There is an important catch. Starting an account and having a fully operational Australian bank account are not always the same thing.<\/p><p>A pre-arrival account may initially place restrictions on:<\/p><ul><li>withdrawals;<\/li><li>outgoing transfers;<\/li><li>physical debit cards; or<\/li><li>other transaction functions.<\/li><\/ul><p>Those restrictions can remain until the bank has finished checking your identity. Depending on the provider, that may require an Australian branch visit after arrival.<\/p><p>So, if you are moving to Australia next month, it is worth checking whether your preferred bank accepts pre-arrival applications. If you have no plans to move to Australia and simply want an Australian account from overseas, your options are more limited.<\/p><h2><strong><b>How to Open a Bank Account in Australia<\/b><\/strong><\/h2><p>There are two common routes for an international student: apply shortly before travelling or wait until you arrive.<\/p><p>Neither approach is particularly complicated.<\/p><h3><strong><b>Before You Leave Home<\/b><\/strong><\/h3><p>First, compare transaction accounts rather than choosing a bank solely because its name is familiar. Check the monthly account fee, international transfer charges, ATM access, and whether the bank has branches close to your campus or accommodation.<\/p><p><strong><b>Before you choose your bank, compare student accommodation near your campus too. Location can affect both your rent and how much you spend getting to class each week.<\/b><\/strong><\/p><p>If the bank accepts applications from incoming international students, complete its online application and enter your passport, visa and arrival details as requested.<\/p><p>You may then receive your Australian <strong><b>BSB and account number<\/b><\/strong>. The BSB identifies the bank and branch associated with the account, while the account number identifies your individual account.<\/p><p>Money can then be transferred into the account if the bank permits incoming transfers before verification.<\/p><p>Do not assume that receiving those numbers means every banking function has been activated. The final identity check may still need to be completed once you reach Australia.<\/p><h3><strong><b>After You Arrive<\/b><\/strong><\/h3><p>Opening the account after arrival is equally workable and may be simpler if you prefer to complete everything at once.<\/p><p>Choose the account, apply online or visit a branch and complete the bank&#8217;s identity checks. Keep your passport with you and have your Australian address, phone number and visa information available.<\/p><p>Once verification is complete, you can set up online banking, add the debit card to a supported digital wallet and arrange salary or other payments into the account.<\/p><p>If you later receive a TFN, add it to your banking details rather than leaving the bank without your tax information.<\/p><h2><strong><b>Choosing a Student Bank Account in Australia<\/b><\/strong><\/h2><p>There is no single bank that will be the right choice for every international student. Someone arriving with frequent overseas transfers may care most about foreign-exchange costs. Another student may simply want an everyday account with no monthly fee and a branch close to university.<\/p><p>The source compares accounts from Commonwealth Bank, Westpac, ANZ and NAB, alongside digital financial services such as Wise and Revolut. Account names, fees and eligibility rules can change, so these should always be checked directly before applying. Pasted markdown<\/p><p>A useful comparison starts with five things: account fees, ATM access, international transfers, mobile banking and the process for opening an account as a newly arrived student.<\/p><h3><strong><b>Which Bank Is Easy to Open an Account in Australia?<\/b><\/strong><\/h3><p>For an international student, an established bank with a clear new-arrival process can save time during the first week.<\/p><p>Commonwealth Bank, commonly called CommBank, is one of the banks covered in the source material. Its international-student banking arrangements include an online application route for incoming customers, followed by the required identity checks. Pasted markdown<\/p><p>That does not automatically make it the easiest option for every student. A nearby NAB, ANZ or Westpac branch may be more practical depending on where you live, and account fees and eligibility conditions should carry more weight than brand familiarity.<\/p><p><strong><b>Your bank is only one part of settling in. Compare student accommodation by location, weekly rent and distance from your university before you decide where you\u2019ll live.<\/b><\/strong><\/p><h3><strong><b>Which Bank Is Best for Foreigners in Australia?<\/b><\/strong><\/h3><p>&#8220;Best&#8221; depends on what you need from the account.<\/p><p>NAB may appeal to someone primarily interested in an everyday transaction account without a monthly account fee. Other students may prefer Westpac, ANZ or CommBank because of their banking apps, branch locations or international customer services. The original comparison also identifies different account structures across these banks. Pasted markdown<\/p><p>Students transferring money frequently between countries should compare foreign-exchange rates and transfer fees separately. A transaction account can be good for everyday Australian banking without necessarily being the cheapest way to move money internationally.<\/p><h2><strong><b>Which Bank Opens an Account Immediately?<\/b><\/strong><\/h2><p>This depends on what you mean by &#8220;opens&#8221;.<\/p><p>Some providers can give you account details quickly after an online application. Digital financial services may also complete much of their onboarding remotely. Traditional banks, however, can require additional identity verification before every feature becomes available.<\/p><p>The source notes that digital providers such as Wise and Revolut use online identity checks, while some traditional banks can issue BSB and account details through their pre-arrival processes. Pasted markdown<\/p><p>Speed should not be the only consideration. Check whether the account is actually ready to receive salary payments, make withdrawals and send transfers, and whether a physical debit card is available when you need it.<\/p><h2><strong><b>What Is the Safest Bank Account in Australia?<\/b><\/strong><\/h2><p>Rather than judging safety from the size or popularity of a banking brand, check whether the institution is an <strong><b>Authorised Deposit-taking Institution (ADI)<\/b><\/strong>.<\/p><p>Eligible deposits held with Australian ADIs are covered by the Australian Government&#8217;s <strong><b>Financial Claims Scheme (FCS)<\/b><\/strong>. The scheme protects eligible deposits up to <strong><b>AUD 250,000 per account holder per ADI<\/b><\/strong>\u00a0if the institution fails. The major Australian banks covered in the source\u2014CommBank, Westpac, ANZ and NAB\u2014operate within this regulated banking framework. Pasted markdown<\/p><p>This distinction becomes particularly useful when comparing a traditional bank with fintech apps or other financial products. A service that can hold or transfer Australian dollars is not automatically the same thing as an Australian bank account covered under the FCS.<\/p><p>For most students, the balance will be nowhere near AUD 250,000. Even so, checking the institution&#8217;s regulatory status is a better measure of deposit protection than simply asking which bank appears safest.<\/p><h2><strong><b>Can a Foreign Person Open a Bank Account in Australia?<\/b><\/strong><\/h2><p>Yes. Australian citizenship or permanent residency is not a general prerequisite for holding an Australian transaction account.<\/p><p>International students, temporary residents and some other foreign nationals can open accounts provided they meet the bank&#8217;s eligibility and identity requirements. Banks will also collect information about tax residency because Australia participates in international financial-reporting arrangements. Pasted markdown<\/p><p>Being a foreign national is therefore not the problem. Your visa status, identification, Australian arrival status, and the individual bank&#8217;s eligibility rules are what determine how the application proceeds.<\/p><h2><strong><b>Can I Start a Bank Account in Australia While Being a Tourist?<\/b><\/strong><\/h2><p>A tourist should not assume that a standard <strong><b>student bank account Australia<\/b><\/strong>\u00a0product will be available simply because they are physically present in the country.<\/p><p>Student accounts can have eligibility conditions tied to enrolment, age, or visa status. A person visiting Australia for a holiday does not satisfy those conditions merely by holding a passport and an Australian address.<\/p><p>The source distinguishes tourist banking needs from those of people moving to Australia for study or work and points towards multi-currency accounts or travel-oriented products for short stays. Pasted markdown<\/p><p>If you are visiting first but intend to return later on a Student Visa, it may make more sense to wait until your study arrangements and visa status meet the chosen bank&#8217;s requirements.<\/p><h2><strong><b>How Much Money Do You Need in Your Bank Account for Australia?<\/b><\/strong><\/h2><p>There are two completely different questions hidden here: <strong><b>how much money a bank requires to open an account<\/b><\/strong>\u00a0and <strong><b>how much money an international student may need for visa purposes<\/b><\/strong>.<\/p><p>For ordinary student transaction banking, the source does not identify a mandatory minimum opening balance. An account can therefore be opened without depositing thousands of dollars simply to satisfy the bank. Pasted markdown<\/p><p>Visa financial requirements are separate. Money required as evidence for a Student Visa should never be confused with the opening-balance rules of a bank account.<\/p><p>This distinction matters because someone researching an Australian Student Visa may encounter large proof-of-funds figures online and assume the same balance has to remain in their everyday account. It does not.<\/p><p><strong><b>Planning your move to Australia? Check your expected accommodation cost separately so you know how much of your monthly budget will actually go towards rent.<\/b><\/strong><\/p><h2><strong><b>A Quick Bank Account Checklist for International Students<\/b><\/strong><\/h2><p>Before opening an account, it is worth checking the practical details rather than focusing only on introductory offers.<\/p><table><tbody><tr><td width=\"198\"><p><strong><b>What to Check<\/b><\/strong><\/p><\/td><td width=\"403\"><p><strong><b>Why It Matters<\/b><\/strong><\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>Monthly account fee<\/b><\/strong><\/p><\/td><td width=\"403\"><p>A fee-free account avoids an unnecessary recurring cost<\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>International transfer charges<\/b><\/strong><\/p><\/td><td width=\"403\"><p>Important if money will regularly arrive from home<\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>ATM access<\/b><\/strong><\/p><\/td><td width=\"403\"><p>Useful if you expect to withdraw cash regularly<\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>Branch availability<\/b><\/strong><\/p><\/td><td width=\"403\"><p>Helpful during initial identity verification<\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>Mobile banking<\/b><\/strong><\/p><\/td><td width=\"403\"><p>Most everyday payments and transfers will be managed through the app<\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>Deposit protection<\/b><\/strong><\/p><\/td><td width=\"403\"><p>Check whether eligible deposits are covered by the FCS<\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>Pre-arrival applications<\/b><\/strong><\/p><\/td><td width=\"403\"><p>Useful if you want account details before travelling<\/p><\/td><\/tr><tr><td width=\"198\"><p><strong><b>Student eligibility<\/b><\/strong><\/p><\/td><td width=\"403\"><p>Some fee waivers depend on enrolment or other conditions<\/p><\/td><\/tr><\/tbody><\/table><p>There is little reason to make the decision more complicated than it needs to be. For most students, an everyday transaction account with low or no regular fees, reliable mobile banking and straightforward access to their money will cover the basics.<\/p><p>The more important comparison comes when you expect regular international transfers. Exchange-rate margins and transfer charges can add up over a year, so compare those costs separately rather than assuming your everyday bank will automatically offer the cheapest transfer method.<\/p><p>Once you know <strong><b>how to open a bank account in Australia<\/b><\/strong>, the actual setup can be dealt with quickly. Have your passport and visa information ready, decide whether you want to apply before or after arrival, complete the identity check, and add your TFN when you receive it. After that, your Australian account can handle the ordinary financial side of student life: rent, wages, groceries, bills and day-to-day payments.<\/p><p><strong><b>Got your banking sorted? Take the next step and compare <a href=\"https:\/\/houseofstudent.com\/au\">student accommodation in Australia<\/a> by rent, location, room type, and included bills before you arrive.<\/b><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79f645e5 e-flex e-con-boxed qodef-elementor-content-no e-con e-parent\" data-id=\"79f645e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59c63845 elementor-widget elementor-widget-heading\" data-id=\"59c63845\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52bc3cd8 elementor-widget elementor-widget-n-accordion\" data-id=\"52bc3cd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1380\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1380\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What documents are needed to open a bank account in Australia? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1380\" class=\"elementor-element elementor-element-37486197 e-con-full e-flex qodef-elementor-content-no e-con e-child\" data-id=\"37486197\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-148031cf elementor-widget elementor-widget-text-editor\" data-id=\"148031cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"55\" data-end=\"340\">You generally need a valid passport, Student Visa details, Confirmation of Enrolment (CoE), Australian address and mobile number.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1381\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1381\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I open an Australian bank account before arrival? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1381\" class=\"elementor-element elementor-element-65c49869 e-con-full e-flex qodef-elementor-content-no e-con e-child\" data-id=\"65c49869\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b1e2da2 elementor-widget elementor-widget-text-editor\" data-id=\"6b1e2da2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"347\" data-end=\"631\">Yes, some banks allow international students to apply online before travelling, but identity verification may be required after arrival.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1382\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1382\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Which bank is best for international students in Australia? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1382\" class=\"elementor-element elementor-element-7ac00c13 e-con-full e-flex qodef-elementor-content-no e-con e-child\" data-id=\"7ac00c13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52f10c7c elementor-widget elementor-widget-text-editor\" data-id=\"52f10c7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"638\" data-end=\"879\">CommBank, NAB, ANZ and Westpac are options. Compare account fees, ATM access, branch locations and international transfer charges.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1383\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1383\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Do I need a TFN to open a bank account? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1383\" class=\"elementor-element elementor-element-510354ee e-flex e-con-boxed qodef-elementor-content-no e-con e-child\" data-id=\"510354ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-271ae5e6 elementor-widget elementor-widget-text-editor\" data-id=\"271ae5e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, a Tax File Number (TFN) is generally not required to open an everyday transaction account, but providing it can help with tax on interest.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1384\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1384\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How much money is needed to open a bank account in Australia? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1384\" class=\"elementor-element elementor-element-7c4f6e55 e-flex e-con-boxed qodef-elementor-content-no e-con e-child\" data-id=\"7c4f6e55\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3c8a26 elementor-widget elementor-widget-text-editor\" data-id=\"1d3c8a26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The minimum opening balance depends on the bank and account. Many everyday accounts do not require a large initial deposit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What documents are needed to open a bank account in Australia?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You generally need a valid passport, Student Visa details, Confirmation of Enrolment (CoE), Australian address and mobile number.\"}},{\"@type\":\"Question\",\"name\":\"Can I open an Australian bank account before arrival?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, some banks allow international students to apply online before travelling, but identity verification may be required after arrival.\"}},{\"@type\":\"Question\",\"name\":\"Which bank is best for international students in Australia?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CommBank, NAB, ANZ and Westpac are options. Compare account fees, ATM access, branch locations and international transfer charges.\"}},{\"@type\":\"Question\",\"name\":\"Do I need a TFN to open a bank account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, a Tax File Number (TFN) is generally not required to open an everyday transaction account, but providing it can help with tax on interest.\"}},{\"@type\":\"Question\",\"name\":\"How much money is needed to open a bank account in Australia?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The minimum opening balance depends on the bank and account. Many everyday accounts do not require a large initial deposit.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A local bank account makes the first few weeks in Australia much easier to manage. You can receive wages from a part-time job, pay rent and bills, move money from overseas, and use an Australian debit card without putting every purchase through your home-country account. International students have access to the same major banking networks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14354,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[148,144,113],"tags":[168],"city":[],"country":[116],"university":[],"class_list":{"0":"post-14291","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-student-success","8":"category-highlights","9":"category-latest","10":"tag-student-success","11":"country-australia"},"acf":[],"_links":{"self":[{"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/posts\/14291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/comments?post=14291"}],"version-history":[{"count":7,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/posts\/14291\/revisions"}],"predecessor-version":[{"id":14298,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/posts\/14291\/revisions\/14298"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/media\/14354"}],"wp:attachment":[{"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/media?parent=14291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/categories?post=14291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/tags?post=14291"},{"taxonomy":"city","embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/city?post=14291"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/country?post=14291"},{"taxonomy":"university","embeddable":true,"href":"https:\/\/houseofstudent.com\/juice\/wp-json\/wp\/v2\/university?post=14291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}